Terms of Service

1. Acceptance of Terms

By accessing or using OTM Events' platform and services, you accept and agree to be bound by these Terms of Service. If you do not agree, you may not use the platform.

2. Use of the Platform

OTM Events provides white-label mobile and web application solutions for entertainment & media, transportation, and skilled trades professionals. The platform includes, without limitation:

• Custom mobile applications for service businesses
• Scheduling and booking systems
• Customer management tools
• Payment processing integration
• Real-time tracking and communication features

You may use the platform only for lawful business purposes and in accordance with these Terms and any applicable service agreement. You are responsible for maintaining the security of your account credentials, providing accurate account information, and ensuring that your authorized users comply with these Terms.

While we strive for maximum uptime, we do not guarantee uninterrupted availability. Scheduled maintenance will be communicated in advance when possible.

3. Payment Terms

Fees, billing cycles, and payment methods are specified in your service agreement or order form. Unless otherwise stated in writing, all fees are due in advance and are non-refundable.

• Late or failed payments may result in suspension of access until the account is brought current.
• You are responsible for applicable taxes, bank fees, and currency conversion charges.
• Price changes will apply to renewal periods with reasonable advance notice.
• Disputed charges must be reported in writing within thirty (30) days of the invoice date.

4. Intellectual Property Ownership

OTM Events retains all rights, title, and interest in and to the platform, including our proprietary technology, software, documentation, branding, and all derivatives or improvements thereof. No ownership rights are transferred to you by use of the platform.

Subject to your compliance with these Terms, OTM Events grants you a limited, revocable, non-exclusive, non-transferable license to use the white-label solutions provided under your subscription for your internal business operations during the term of service.

You retain ownership of your business content, customer data, and branding materials that you supply to us, subject to the license you grant OTM Events to host, process, and display such materials as needed to operate the platform. Additional intellectual property terms are set forth in our Platform Intellectual Property Policy.

5. Acceptable Use

You agree not to use the platform to:

• Violate any applicable law, regulation, or third-party rights
• Transmit malware, spam, or harmful or deceptive content
• Attempt unauthorized access, probing, or interference with our systems or other users' accounts
• Reverse engineer, scrape, copy, or extract platform code or data except as expressly permitted by law
• Resell, sublicense, or provide the platform to third parties without OTM Events' written consent
• Upload or process content that is illegal, infringing, defamatory, or otherwise objectionable

OTM Events may investigate suspected violations and cooperate with law enforcement where required.

6. Limitation of Liability

To the maximum extent permitted by law, OTM Events shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, revenue, data, goodwill, or business interruption, arising out of or related to your use of the platform.

OTM Events' total aggregate liability for any claims arising under these Terms shall not exceed the fees paid by you to OTM Events for the platform in the twelve (12) months preceding the event giving rise to the claim.

The platform is provided on an "as is" and "as available" basis. OTM Events disclaims all warranties not expressly stated in these Terms, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Suspension Rights

OTM Events may suspend or restrict your access to the platform, with or without notice, if we reasonably believe that:

• You have violated these Terms or applicable law
• Your account poses a security, fraud, or operational risk
• Payment is overdue and not cured within any grace period stated in your agreement
• Suspension is required to protect the platform, other users, or OTM Events' rights

During suspension, you remain responsible for outstanding fees. OTM Events will use reasonable efforts to restore access once the underlying issue is resolved, except where termination applies.

8. Termination

Either party may terminate services as specified in your service agreement. OTM Events may terminate or decline to renew access immediately for material breach, non-payment, or conduct that violates the Acceptable Use section.

Upon termination, your license to use the platform ends, access will be disabled, and you must cease use of OTM Events materials. Data export options, if any, will be provided as described in your agreement and our Privacy Policy. Provisions that by their nature should survive termination—including payment obligations, intellectual property, limitation of liability, and governing law—will survive.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict-of-laws principles. Any dispute arising under these Terms shall be brought exclusively in the state or federal courts located in Delaware, and you consent to personal jurisdiction in those courts.

10. Modifications

OTM Events reserves the right to modify these Terms at any time. Material changes will be communicated to clients with reasonable advance notice. Continued use of the platform after the effective date of updated Terms constitutes acceptance of the changes.

11. Contact Information

For questions about these Terms of Service, please contact us at:

Email: support@onlytalkingmoney.com

Phone: +1 (678) 653-3819